Personal Finance for Every Juan in Singapore

Personal Finance Seminar for Filipinos in Singapore

Personal finance, financial freedom, financial literacy, financial education and advocacy. These are just some of the things that are very close to my heart as I've always been advocating the importance of learning how to manage one's finances, save money and be able to have stable source of income aside from your day job. 

Personal Finance for Every Juan: An Event You Shouldn't Miss for Anything! 

I usually share a list of must-attend seminars through my blog, Saving is Sexy, as I like to keep track of personal finance events, webinars and other related activities that will help empower more Filipinos financially. I ensure that these events do not promote scammy activities and share only those who truly provide value to my fellow Filipinos, especially the Overseas Filipino Workers (OFWs) who wish to understand the basics of investing money and where to place their hard-earned money.  

However, my personal finance blog (focused on the first step which is saving money, is currently down). You may, however, click on its Facebook page for daily tidbits and tips (usually jokes!) on how to save money. 

I'm thrilled to share with you another event where some of my favourite personal finance advocates and personal finance bloggers are coming together to impart their wisdom and expertise in an event called Personal Finance for Every Juan. It's a really good event that I hope that my OFW friends in Singapore will blessed with financial wisdom through it.

The event will help more Filipinos learn how we can champion financial literacy and how we can push the advocacy of financial literacy to every Filipino. My all-time favourite personal finance expert and financial literacy advocate, Randell Tiongson, will once again visit Singapore to share us the importance of Insurance, why we should invest in Mutual Funds, and more about Personal Finance. You might remember how ecstatic I was when he first visited Singapore (read my post here and here) and do check out the photo during his seminar on Achieving Financial Security here).

Mr. Randell Tiongson, Personal Finance Literary Advocate and Expert 

Below is the line up of the speakers for the Personal Finance for Every Juan in Singapore

Randell Tiongson, Director of Registered Financial Planner (RFP) Philippines

Blog: www.randelltiongson.com

Jess Uy, Licensed Independent Financial Advisor and a Filipino expat who's currently working here in Singapore as a wealth planner, will discuss about "diversification" and will show you more about the outlook in the global market.

Kenneth Musngi, Major Homes Properties

For details on how to attend the said event, do visit their event page. 

Also, some of my favourite personal finance bloggers will be attending and facilitating the said event such as Richard Macalintal, Rex Holgado of Alkansya ni Juan, Floi Wycoco of TGFI Singapore (The Global Filipino Investors) Group, whom I've met during one of the cashflow game sessions in Singapore, so it would be great to meet these financially-forward-thinking professionals who will definitely help and strive to guide fellow Filipinos in learning how to invest your hard-earned money. 

The Global Filipino Investors in Singapore during a Cashflow 101 Game Session

What: Personal Finance for Every JUAN

When: April 27, 2013

Time: 8:30 am - 12:30 pm / 1:30pm - 5:30pm

Speakers:

Randell Tiongson

Jess Uy

Kenneth Musngi

For details about the price of the seminar and how to register, visit their Facebook event page. 

Sun Cellular Posts Highest 1st Quarter Growth Rate in Telco Industry

Sun Cellular Posts Highest 1st Quarter Growth Rate in Telco Industry

Sun Cellular sustained its positive streak as it registered a 17% growth in its net service revenues for the first quarter of 2012 of Php4.2B compared with Php3.6B for the same period last year. This is the highest growth rate for any local telco this year.

Sun Cellular President and Chief Executive Officer Orlando Vea attributes the strong growth to the positive response of the market to the continued improvement of Sun’s networkpowered  by synergies with  parent company, PLDT. “We are elated by the market’s continued take-up of Sun’s services, and they can expect even better products and services to be offered to ensure that this momentum will be sustained,” he says.

Revenue from Sun Cellular’s postpaid segment in the first quarter of 2012 grew by 20% compared with the same period last year. 2G postpaid subscribers at the end of Marchincreased to 1.41 million, up 26% from 1.12 million in the same period last year. According to Sun Cellular’s Chief Operating Officer Charles Lim, this is largely because of new subscriptions to higher plans such as the Plan 450 Call and Surf,and the introduction of innovative new postpaid plans like the Plan 250 launched in selected areas in Luzon and Mindanao.  “The timing of the launch of these new plans was great as it was complemented by the stronger network that we now have,” Lim explains.

Plan 450 Call and Surf gives customers with smartphones allows unlimited calling and texting within the Sun network plus 20 hours of free mobile internet access so they can maximize the use of their gadget. The Plan 250 is a special postpaid subscription plan for specific regions. These plans, which are more affordable compared to mainstream product offerings, entice would-be subscribers with the free handset that comes with it.

Lim further shared that the prepaid market continues to be robust for Sun Cellular as this segment grew by 10% percent in the first quarter to Php2.2B compared with Php2B for the same period last year. “Since our network has improved, our subscribers are starting to use their line more often. Consequently, people are starting to load in higher denominations such as our Text Unlimited 150 and 200. Also, our newly-launched “TRIO” bucket loads that allow calling and texting among Sun, Smart, and Talk and Textsubscribers at affordable ratesare picking-up in terms of demand” Lim explained.

Lim also revealed that wireless broadband business continued to perform strongly, registering a 54% rise in net service revenues to Php487.1 million for the first quarter this year.  “Our broadband subscriber base at the end of March climbed by 54%for postpaid subscribers and 73% for prepaid subscribers respectively compared with the same period last year.We are expecting these numbers to rise steadily given the market’s greater demand for mobility.”

He further shared that Sun Cellular started offering SIM-only plans to cater to subscribers who want to use Sun Cellular’s broadband service in their various gadgets, in anticipation of the continuing growing demand for broadband access.

When PLDT acquired Sun Cellular from the JG Summit group last year, it made a commitment to continue offering the unlimited products and services that Sun Cellular has always been known for.In addition, initiatives to integrate  the PLDT, Smart and Sun networks are being pursued to support these service offerings. “We would like to make  sure that our existing and potential subscribers are   able to take advantage of the synergies available within the PLDT group, and we are very glad that theseare starting to pay off,” Lim concluded.

 Sun Cellular is a member of the Philippine Long Distance Telephone Company Group (PSE: TEL). 

Highlight of the Week: OFW remittances up 5.4% to $4.8 billion in Q1

Highlights of the Week: News, events and updates that are likely to affect your investments and trades in the Philippines stock market.

OFW remittances up 5.4% to $4.8 billion in Q1

MANILA, Philippines - Remittances from overseas Filipino workers (OFWs) climbed by 5.4 percent in the first quarter of the year on the back of the sustained demand for skilled Filipino workers overseas, the Bangko Sentral ng Pilipinas (BSP) reported yesterday.

SE Asia Stocks-Shares fall amid Greek political turmoil

Shares in Philippines and Malaysia suffered their biggest daily loss in seven months on Wednesday as equity markets in southeast Asia followed a broad global selloff, touched off by worries that the euro zone's debt crisis would worsen. The Philippine index finished down 2.3 percent at 4,864.23 while Malaysia's main share index ended down 1.6 percent at 1,536.04.

PHL and the euro crisis by John Mangun 

WITH the local stock market heading south at a fast rate, it might be more appropriate to look at the internals of the listed companies and the macroeconomic picture of the Philippines to understand the “why” behind the drop.

Highlight of the Week: Philippines to Showcase Strong Economic Growth

Just like anyone who wants to keep tabs on the local and international news that could affect the stock prices, I like to read online portals and various sources. Therefore, I decided to share with you all the news that may affect you and your trades - directly or indirectly. Thus, the Weekly Highlights.

Philippine economy to grow by 5-6%, say officials

Manila (Philippine Daily Inquirer/ANN) - Administration officials are optimistic that the Philippine economy will expand by 5 to 6 per cent in 2012, higher than the 3.7-per cent growth posted in 2011.

Phl to showcase strong eco growth, low inflation

MANILA, Philippines - The Philippines is set to showcase the country’s steady economic growth amid a low inflation environment as the sovereign debt crisis continued to batter countries in Europe and as the US continued to face economic uncertainties during the four-day Asian Development Bank (ADB) conference next month.


Asian giants must unite to overcome economic issues—ADB

PASAY CITY, METRO MANILA—The three major regions of Southeast Asia, China, and India, must work together for Asia to overcome economic challenges, according to a top executive from the Asian Development Bank (ADB).

Forex reserves up 11% to $75.965B

MANILA, Philippines - The country’s foreign exchange reserves grew 10.9 percent due to higher valuation of the gold holdings of the Bangko Sentral ng Pilipinas (BSP), as well as robust earnings from the overseas investments of the central bank.

Cheap Thrills: 5 Ways to Save Money at the Amusement Park

A day of fun for the family doesn't come cheap. Between admissions, concessions, and souvenirs, the ultimate thrill ride may be taking place in your pocketbook. However, with a little shrewd planning and research, you can make sure that when you're putting your hands up, it's because you're on a daring rollercoaster -- not because you're being robbed.

Win one of the 20 FREE Slots to Steps to Financial Peace

Win slots to the Steps to Financial Peace Conference by Randell Tiongson. Randell Tiongson, an advocate of Life & Personal Finance, Columnist on Philippine Daily Inquirer and Moneysense Magazine, will speak at the Steps to Financial Peace Conference 2012 on May 18th, 26th and June 2nd in Manila, Cebu and Davao. Guest speakers are Chinkee Tan and Jayson Lo.

Truly Rich Financial Coaching Program with Bo Sanchez

Truly Rich Financial Coaching Program on May 25 and 26 with Bo Sanchez

Bo Sanchez, the man whom I turn to when it comes to both personal finance and spiritual advice, is inviting all of us for a my 2-day Truly Rich Financial Coaching Program on May 25 and 26 in Pasig and learn how to build two important pillars of wealth: (1) Multiple Income Streams and (2) Passive Income.

In his newsletter, he said that:

"I’ve noticed that all rich people I know have these two pillars of wealth. You need to have these two pillars if you want to build financial freedom for your life.

On those two days, my financial mentors and I will teach you how to build your financial life with you. Warning: Sign up now before you run out of seats".

What Will you Learn from the Coaching Program?

Here’s what you’ll receive from Bo Sanchez’ Truly Rich Coaching Program:

On May 25 to 26, Bo will personally lead you in two Wealth Group Coaching Days. In these powerful Sessions, Bo’s financial mentors will teach you the important building blocks of wealth—and help you chart your own personal path to financial abundance. The size of the Wealth Group will be enough to create the synergy for wealth building, yet small enough so that you get the personal attention you need. The goal is to give you enough practical ideas to start your own specific, tailor-fit path towards financial abundance.

In these 2 Sessions, you’ll learn these five vital lessons:

Wealth Building Lesson #1: How To Build A Solid Financial Foundation

You’ll learn about the two lines of money and how you can solve the two financial problems faced by everyone.

You’ll learn how to get out of debt in a strategic way.

You’ll find out if you’re adequately protected and learn the best ways to protect yourself and your family.

You’ll learn how to plan, organize, and manage your finances.

Wealth Building Lesson #2: How To Grow Your Money Through Mutual Funds

You’ll learn how mutual funds work and why they should be your basic investments.

You’ll learn what kind of funds are there to choose from

You’ll learn the various mutual funds Bo’s team has invested in and how you can invest in them too—giving you names, phone numbers, etc.

Finally, you’ll learn how you can create your own financial brokerage firm so that you can “buy” from yourself when you invest and thereby save huge discounts, and earn money when you offer investment opportunities to others.

Wealth Building Lesson #3: How To Grow Your Money Through Real Estate

You’ll meet Larry Gamboa, author of ThinkRich, Pinoy, as he shares the mindset necessary to grow your money via a unique real estate “system” that doesn’t need huge amounts of capital to create wealth. 

Wealth Building Lesson #4: How To Grow Your Money Through The Stock Market

You’ll learn how to invest in the Philippine Stock Market

You’ll learn the difference between long-term investors and strategic traders.

You’ll learn how to trade stocks on-line from the comfort of your home

You’ll discover the strategies successful traders use to create their wealth

There’ll be time for people who’ve never invested in the stocks to ask basic questions (no question will be too silly)—and there’ll be time for seasoned stock investors to ask questions too!

Wealth Building Lesson #5 : How To Start & Grow Your Own Business

 You’ll be inspired as you meet successful entrepreneurs face-to-face and listen to their stories of failure and triumph.

 You’ll learn the keys to knowing what kind of business to get into, which is a very crucial step to succeeding in business

You’ll learn the 3 ways of growing your business

 You’ll learn the importance of marketing your product—and how you need to be an expert in the marketing essentials to grow your business.

 You’ll learn the world of the internet—and the various ways you can earn from it

 You’ll learn all the tools that you need for your internet-based business

 You’ll learn about the world of the inforpreneur or the business of selling information especially through the internet

 You’ll learn the keys to successful internet marketing.

          Two (2) Wealth Group Lunches

 During each Wealth Group Coaching Day, you have lunch together with the group and with the mentors. This will be a great time to get to network with each other in the group, and this will also be a great time to talk to your team of mentors.

Very Limited Slots Available

Because this is a Coaching Program and not a Seminar, we can only accept a limited number of participants. They will only accept participants who are 100% serious in wanting to grow their financial life and share their wealth to others.

Fill out the application form below and fax or mail it to their office right away. (They reserve the right to decline any application.)

To get into the coaching program, your investment is only 2.5% of that figure, or P5,975 only. This is a huge steal. (They reserve the right to change this price at anytime.)

We highly encourage married couples to attend this program together, so you’ll be of one mind and heart in your path towards financial abundance. Married Couple rate is P9,975 only.

Full 100% Money Back Guarantee + P500!

Yes, they offer a 100% money back guarantee that if you don't learn anything from the coaching program (which I highly doubt), you'll get your money back. No questions asked.

Don’t delay. First come, first served. Once we reach our needed number for the Wealth Group, we stop accepting applicants.  

How To Register (Go to this link for details)

Email beaconlightevents+seminar@gmail.com now.

(organized by: BEACONLIGHT Dev’t Center Inc. office hours: Tuesdays-Fridays 9am-5pm  tel #: (02) 7229562 )

Steps to Financial Peace Conference 2012

Randell Tiongson, an advocate of Life & Personal Finance and perhaps you've read his columns on Philippine Daily Inquirer and Moneysense Magazine, will speak at the Steps to Financial Peace Conference 2012 on May 18th, 26th and June 2nd in Manila, Cebu and Davao. Guest speakers are Chinkee Tan and Jayson Lo. 

There will be three venues for the said financial conference: Manila, Cebu and Davao. See the details below. 

What: Steps to Financial Peace Conference 2012 - MANILA

When: May 18, 2012 - 10:00 AM - 6:00 PM

Where: Victory Greenhills Center San Juan City

How Much: 

Regular Rate: Php 1,200

Early Bird Rate: Php 800 (until April 30, 2012)

Student Rate: Php 400

What: Steps to Financial Peace Conference 2012 - CEBU

When: May 26, 2012 - 1:00 PM - 6:00 PM

Where: Parklane International Hotel Cebu City

How Much: 

Regular Rate: Php 2,500

Early Bird Rate: Php1,000 (Until May 11, 2012)

Student Rate: Php 900

What: Steps to Financial Peace Conference 2012 - DAVAO

When: June 2, 2012, 1:00 PM - 7:00 PM

Where: The Ritz Hotel Garden Oases, Porras Street, Barrio Obrero, Davao City

How Much: 

Regular Rate: Php 750

Early Bird Rate: Php 650

Student Rate: Php 500

How to Register for the Conference

Call 0917-7146136
Email: jddoce@yahoo.com

UPDATE: 
You may actually win FREE slots to this conference. Learn how through Randell's post. Deadline is on May 15th. 

CitisecOnline (COL) 2012 Market Outlook

Before I decided to invest in the Philippine Stock Market, just like any newbies, I had a lot of questions like to which broker should I go - online or traditional, which stocks should I pick, how much should I invest and many other investing-related questions. 

One of those questions is to which broker should I invest my money with. There are several online and traditional brokers in the Philippines (you may view a list of brokers and other things that every newbie should know here)  but I eventually went with CitisecOnline. There are many reasons why I chose them over the others such as most of my trader friends have proven the reliability of their service, customer service is great (important when you're trading) and unlike any other online brokers, they provide tips and seminars that will help better equip its traders and investors and be updated with the latest market trends like the one below:

What: 2012 COL Market Outlook

When: March 20th 2012

What Time: 7:00 PM to 9:00 PM

Where: Meralco Theatre, Ortigas Avenue corner Meralco Avenue, Pasig City

How: Click here to register now or Call their Hotline 6-333-777

Do not forget to print out your e-ticket after registering online. This is to be presented at the registration table during the day of the event.

Reservations are on a first-come, first-served basis. Please click on the link to register online or call our hotline at 6-333-777 today.

Food and drinks are not permitted inside the auditorium.

2012 COL Market Outlook

Raising Money Smart Kids Workshop

Importance of Finance Education for the Kids

Parents invest so much on their kids education and would do anything they can to send their kids to the best schools they can. However, you kids don't just need the education provided in schools. 

More than anything else, they need financial literacy which could better help them in making smart financial decisions in the long run. If you want to learn how to raise money smart kids then I highly suggest the Raising Money Smart Kids Workshop by Rose Fres Fausto on March 17th, 2012, 1:00 - 5:00 PM at Crowne Plaza, Ortigas Center. 

For more details and inquiries, you may contact RFP through the following:

Email: info@rfp.ph or RaisingPinoyBoys@yahoo.com

Phone: 634-2204